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Health Insurance |
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 Health insurance policies cover the cost of private medical treatments if uses National Health Service (NHS).It is sometimes used more broadly to include insurance covering disability or long term nursing needs. A Health Insurance policy is a contract between an insurance company and an individual. The contract can be renewable annually or monthly. The type and amount of health care costs that will be covered by the health plan are specified in advance.There are two types of health insurance :
- Comprehensive Health Insurance: It covers all types of ailments.Health maintenance organizations (HMO's) are the most restrictive. They assign you a primary care physician. That physician acts as a gatekeeper in that he decides what is medically necessary and when you may see a specialist. Often the HMO itself has to permit certain treatment and can rule against your doctor if it thinks the treatment is too costly.
- Hospitalization Insurance: This type of insurance provides reimbursement or health facilities only if you have been hospitalize offers facilities like medicine,Long term health care,Critical illness policies,Health schemes
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