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Work, friends, family and life chores keep us busy the whole day long. Undoubtedly, being unwell and skipping the routine is the last thing we want. While we invariably ignore and avoid petty health issues, some have the potency to balloon out-of-proportion and leave you physically, emotionally and financially drained.

Health Insurance for Individuals

An untoward health diagnosis, hospital admission and hefty medical expenses; the mere thought can send shivers down the spine.

While we all do our tit-bits to keep ourselves healthy and active, age-related ailments are inevitable. So, the best way to safeguard your health is to get it insured.

Benefits of Health Insurance Policy for Individuals:

  • Safeguards Health: Once an individual is medically insured, he/she is least likely to avoid medical treatments because of financial stress associated with healthcare. A timely diagnosis unveils impending health issues and therefore ensures timely medical care and speedy recovery.
  • No-Compromise Treatment: With all medical expenses being taken care of under a health insurance plan, one need not worry about the rising cost of tests, treatment and drugs. One can simply avail the best treatment without any financial stress.
  • Protects Family: It’s the family that suffers the most when the bread-winner is down due to medical reasons. Inarguably, being financially backed by a health insurance policy bestows the greatest comfort.
  • Cuts financial stress: A health insurance policy takes into account almost all or a major chunk of the medical expenses. This ensures that the need to alter and amend lifestyle to cut expenditure or to drill upon savings is nil.
  • Wide Network:The health insurance provider enlists a vast network of hospitals and clinics. Depending upon requirements, one can avail medical services from the best suited one.
  • Tax benefits: Premiums paid annually against a health insurance policy are exempted from tax. The proceeds received as medical claim too do not attract tax.

Salient Features of Health Insurance Policies for Individuals

  • Age eligibility – 18 years – 65 years
  • Sum Insured –  5/7.5/10/15/20/25 lakhs
  • Premium Payable annually and can be renewed for a lifetime.
  • Automatic restoration of entire Sum insured.
  • Increase in Sum Insured upon every claim-free year
  • Takes care of all the hospitalization expenses including procedure cost, drugs and room rent component.
  • Covers an extensive list of Day-Care procedures.
  • Covers medical assistance like second medical opinion and ambulance facility
  • Cashless treatment at network hospitals.
  • Includes pre-hospitalization and post-hospitalization expenses for a pre-specified time frame.

Best Selling Health Insurance for Individuals – 

  • Star Comprehensive Insurance Policy
  • Star Health Medi-Classic Insurance Policy (Individual)

Health is the greatest gift one can enjoy. Safeguard it with the best health and mediclaim insurance plan. At InsuranceBima.com we offer the best advice to pick the individual health insurance plan that is comprehensive and transparent in every aspect. Call us at +91-9230091000 to know more. We are authorized agency for Star Health & Allied Insurance Company and provide health insurance to individuals and corporates in Chandigarh, Panchkula, Mohali, Zirakpur and Kharar.