Health Policy for Diabetic Patients
Diabetes is one of the most common diseases of the modern era. While Type 1 Diabetes is hereditary (inherited from parents and grandparents), however, Type 2 Diabetes surfaces majorly because of sedentary lifestyle habits. Although diabetes is a self-managed disease, lack of treatment and its complications have the potency to cripple the patient’s entire life.
Thankfully medical science has made great advances. It has made available medicines and treatments that can manage the condition well. Helping further in the matter is the health insurance policy for diabetic patients. Being well taken care of at the financial end, the policy ensures that the condition does not turn debilitating financially.
Advantages of Health Policy for Diabetic Patients
- Immediate coverage: Unlike an individual health insurance policy wherein pre-existing medical conditions are subject to a waiting period (invariably 2 years), a diabetic insurance plan provides coverage from the date of commencement of the policy.
- Comprehensive coverage: Including in-patient and out-patient expenses, the plan also take into account all complications and injuries arising from the disease.
- Family Protection: If your family runs a risk of diabetes, the family floater cover will provide overall protection at an affordable value.
- Tax Benefits: All premiums paid for the policy are eligible for deductions under the Income Tax Act.
Salient Features of a Health Policy for Diabetic Patients
- Age Eligibility: 18 – 65 years
- Sum Insured: 3/4/5/10 Lakh
- Annual plan with continuous renewals
- Covers in-patient and out-patient expenses for both Type 1 and Type 2 Diabetes
- Covers available for pre-existing and future diagnoses
- Covers treatment cost of diabetes and its complications including dialysis, limb amputation, etc
- Out-patient expenses include medical consultation, diagnostic tests and medicines and drugs
- Automatic restoration of Sum Insured
- All Day-Care procedures covered
- Personal Accidental Death Cover
- Diabetes Safe Insurance Plan
Best-Selling Diabetic Insurance Policy:
Diabetes has the potency to cripple life. But self-management coupled with proper management and treatment can help you get going. A Health Policy for Diabetic Patients can further make things easier by taking care of its financial aspect. At InsuranceBima we provide in-depth insight into health insurance plans and help people choose the best one. Call us 91+9230091000 to know more.