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Life insurance is a contract with an insurance company wherein the insurance company promises to pay, in exchange of an insurance premium, the financial benefits (legally known as the Sum Assured) to the insured at the end of the policy term or to the nominee in case of death of the insured.

Life Insurance is a collective term used for long and systematic life stage planning. Depending upon the financial needs and goals of the insured, it provides protection and promises financial safety during lifespan and after death. Life Insurance includes plans that fall under any of the following categories: